| Product | Rate | APR | Points | Lock Days |
| 30-Year Fixed | 3.750% | 3.862% | 1 | 30 |
| 15-Year Fixed | 3.250% | 3.448% | 1 | 30 |
| 30-Year FHA | 3.750% | 5.092% | 1 | 30 |
| Note: All rates shown are for 30 day rate locks. Longer locks are available. The APR for conventional loan amounts is calculated using a loan amount of $417,000, a $495 application fee, $400 appraisal fee, $715 underwriting fee and a $16 flood certification fee for qualified applicants with full documentation of income. Other fees will also impact APR and all rates are subject to change without notice. | ||||
Purchase
Purchasing a home is exciting, but it also challenging and stressful. Getting advice from a mortgage professional at Total Mortgage will ensure the process goes smooth.
Refinance
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Current Rates
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